Information checkedInformation unaudited Information geprüft Information ungeprüft What our Group Executive Board says

Gabriel Brenna - Group CEO

“Looking back on the first half of our strategy period, we can be satisfied with what we have achieved so far. We are not only operationally successful, but we have also reached important milestones in our ACT-26 strategy.

With respect to growth, these achievements include our dual positioning, our first local presence in Germany, our repositioning and expansion in Switzerland, and the acquisition of ZKB Österreich. Our digitalisation programme LLB.ONE, the wiLLBe investment app, our llb1861 rebranding, progress in sustainability, and our “Act as if it were your bank” cultural journey are just a few of the highlights from the past 2.5 years.

I don't think there are many organisations that can implement so much, so well, in such a short time. This once again demonstrates the strength of the LLB Group and of each and every one of you.

We have laid the foundation – now it's time to make the most important initiatives a success and, in particular, to further accelerate our organic growth."

Christoph Reich - Group CFO

“The LLB Group is growing in line with our strategy, and our key figures have improved. At the same time, we have succeeded in balancing growth, opportunities, and risks. With the growth initiatives in Germany and Switzerland, as well as digitalisation at the client interface, we have set an important course.

The task now is to achieve our growth targets. This includes generating client deposits to refinance our credit growth. We also have significant potential in terms of process efficiency, where we need to better leverage digitalisation to automate our processes. Additionally, there is much to be done in implementing various regulatory requirements, such as in the area of sustainability."

Patrick Fürer - Group Chief Digital & Operating Officer

“My conclusions so far are positive: many topics and initiatives are already far advanced, including the realignment of our Swiss market, the establishment of a strong physical presence in Germany, and the new Giessen Campus, to name just a few. I would particularly like to highlight our LLB.ONE programme, where we have made great progress. Salesforce has been launched in the Advisory Centre, our Mobile Banking is based on state-of-the-art hybrid technology, and our Daily banking packages are live. My personal highlight is wiLLBe, which is developing into a success story with the launch of call money and fixed-term deposits. We now have over 25'000 wiLLBe clients and have generated assets of over CHF 800 million. Additionally – and this is extremely important – LLB continues to enjoy excellent operational stability even amid this far-reaching transformation."

Urs Müller - Head of Retail & Corporate Banking division

“The development to date shows that we have also set the right priorities in our private and corporate client business with ACT-26. We know our strategic goals and have worked consistently and successfully on their implementation in the first half of our strategy period. My highlights include the opening of our new locations in Germany and the repositioning of LLB Schweiz with René Zwicky as the new CEO.

We now need to further strengthen our sales power and fully utilise our growth potential. At the same time, we must consistently increase our efficiency in key core processes, such as in financing."

Natalie Flatz - Head of International Wealth Management division

“The introduction of our XENTIS fund platform may not be as visible to the public, but it is of central importance to the LLB Group. This new, uniform platform harmonises the systems at our three fund locations, marking a groundbreaking step towards innovation, efficiency, and client benefit. It is also a real milestone for our fund business, which is a key pillar of our business mix.

Part of our strategy is to grow both organically and through acquisitions. I am delighted that we have found a perfect match in Zürcher Kantonalbank Österreich. With its strong positioning in private banking and expertise in asset management, Zürcher Kantonalbank Österreich is the ideal complement to our already strongly positioned LLB Österreich."